EMI CALC

Input your total monthly income after taxes. This will help us estimate how much EMI you can comfortably afford.

Fill in your fixed monthly expenses such as rent, groceries, utilities, and other recurring payments.

Enter the annual interest rate you expect for your loan. This helps in calculating your total loan eligibility.

Provide the number of years you plan to repay the loan. A longer tenure reduces EMI but may increase total interest.

Click the "Calculate Maximum Loan Amount" button to view how much loan you can afford and what your ideal EMI should be.

Ideally, your EMI should not exceed 40-50% of your income after deducting expenses. This calculator uses that principle.