Step 1: Enter Your Age

Provide your current age to estimate premium based on risk category.
Example: 35

Step 2: Enter the Coverage Amount

Mention the total sum assured (life cover) you want for your term insurance.
Example: ₹50,00,000

Step 3: Enter Policy Term

Specify how long (in years) you want the policy to provide coverage.
Example: 20 years

Step 4: Select Smoking Habit

Choose whether you are a smoker or not. Smokers generally have higher premiums due to health risk.

Step 5: Select Your Gender

Choose your gender. It can influence premium calculations based on actuarial data.

Step 6: Click "Calculate Premium"

After filling all details, click the Calculate Premium button to see:

• Estimated Annual Premium: Your yearly payable amount for selected coverage